Top One Instant Sim 150k payout rules, explained simply

Prop firm payout rules are often confusing. Here are the Top One Instant Sim 150k's, in plain English and with the real numbers, checked on Top One Futures's own website on Sep 26, 2026. When Top One Futures changes a rule, this page changes too.

In 30 seconds

Earliest first payout: about 5 days after you buy, if you pass at the first try on the fewest days the rules allow.
You can only withdraw profit above $150,100 (the first $100 of profit stays in the account as a buffer).
Each payout is capped at $3,000.
You keep 90% of what you withdraw.
Between payouts you need roughly $6,000 of new profit (minimum profit).

Before your first payout

There's no evaluation: you start directly in the funded account.
Grow the balance above $150,100. That's the buffer: money below it can't be withdrawn.
Consistency rule on payouts: your best day can't be more than 20% of your total profit. Example: if your best day is $1,000, you need at least $5,000 of total profit.
Profit needed: 6% (1st payout), 5% (2nd), 4% (3rd+) of balance.

How much you take home

Each payout is capped at $3,000.
Profit split: you keep 90% of what you withdraw.

Example: $3,100 of profit in the funded account

Profit above the $100 buffer$3,000

Your 90% profit split$2,700

You receive$2,700

Getting funded costs $516 at the first try; with about $700 of profit, the first payout pays it back.

Try your own numbers

After the first payout

Make about $6,000 of new profit before the next payout (minimum profit).
Typical processing time: ~5 hours.
Path to a live account: At Top One's discretion.

What can cost you a payout

End-of-day trailing drawdown: the floor sits $5,250 below your highest end-of-day balance and moves up when you close a day at a new high (never down). Losses during the day only count at the close.
Daily loss limit: $3,000. Losing more than that in a single day breaks the rule.
Breaking the consistency rule doesn't fail the account, but it blocks the payout until your profit is spread over more days.

Questions

When can I get my first payout with the Top One Futures Top One Instant Sim 150K?

Earliest first payout: about 5 days after you buy, if you pass at the first try on the fewest days the rules allow.

How much can I withdraw from the Top One Futures Top One Instant Sim 150K?

You can only withdraw profit above $150,100 (the first $100 of profit stays in the account as a buffer). Each payout is capped at $3,000.

What is the profit split on the Top One Futures Top One Instant Sim 150K?

You keep 90% of what you withdraw.

How much profit do I need between payouts?

About $6,000 (minimum profit).

When does the first payout cover what I paid?

With about $700 of profit in the funded account, the first payout pays back the $516 it costs to get funded at the first try.

Where these rules come from

Every rule on this page is taken from Top One Futures's own website and help center (last full check: Sep 26, 2026), and re-checked automatically every day for changes.

All rules, price and scores of the Top One Instant Sim 150k All Top One Futures accounts