Lucid Trading vs Topstep (Oct 2026)
Lucid Trading wins 6 of the 11 categories we score (Lucid Trading 6, Topstep 4). Choose Lucid Trading for a cheaper way in, a better evaluation, better trader reviews, faster payouts, fewer consistency rules and more trading platforms. Choose Topstep for better terms once funded, a longer track record, more paid out to traders and availability in more countries.
| Category | Lucid Trading | Topstep |
|---|---|---|
| Accounts | 16 | 3 |
| Account sizes | 4 ($25K, $50K, $100K, $150K) | 3 ($50K, $100K, $150K) |
| Total to get funded | $65.30 – $585.20 ✓ | $247.00 – $657.00 |
| Best Challenge score | 83/100 ✓ | 71/100 |
| Best Funded score | 81/100 | 82/100 ✓ |
| Trustpilot | 4.3 (6,067 reviews) ✓ | 3.6 (14,882 reviews) |
| In business | 1y 7mo | 14y 3mo ✓ |
| Paid to traders | $700M+ | $1.4B+ ✓ |
| Typical payout speed | ~3 hours ✓ | 1-3 business days |
| Profit split | 90% | 90% |
| Consistency rule | None on 4 of 16 ✓ | On every account |
| News trading | Allowed | Allowed |
| Instant funding | 4 accounts | No |
| Platforms | 12: NinjaTrader, TradingView, Tradovate, Quantower, Sierra Chart, ATAS, Bookmap, R|Trader Pro, MultiCharts, MotiveWave, Jigsaw, Tradesea ✓ | 2: TopstepX, Quantower |
| Countries not accepted | 76 | 32 ✓ |
Best account at each size
| Size | Lucid Trading | Topstep |
|---|---|---|
| $50K | Lucid Flex 50k $105.20 to get funded · Challenge 78 | TopStep Trading Combine 50k $247.00 to get funded · Challenge 71 |
| $100K | Lucid Pro 100k $225.40 to get funded · Challenge 61 | TopStep Trading Combine 100k $446.00 to get funded · Challenge 52 |
| $150K | Lucid Pro 150k $300.50 to get funded · Challenge 63 | TopStep Trading Combine 150k $657.00 to get funded · Challenge 47 |
Lucid Trading vs Topstep: FAQ
Is Lucid Trading better than Topstep?
On our data, Lucid Trading comes out ahead in 6 of 11 categories (Lucid Trading 6, Topstep 4). Choose Lucid Trading for a cheaper way in, a better evaluation, better trader reviews, faster payouts, fewer consistency rules and more trading platforms. Choose Topstep for better terms once funded, a longer track record, more paid out to traders and availability in more countries.
Which is cheaper, Lucid Trading or Topstep?
Total cost to get funded: Lucid Trading $65.30 – $585.20, Topstep $247.00 – $657.00. Lucid Trading has the cheaper entry point.
Which pays out faster, Lucid Trading or Topstep?
Typical payout speed: Lucid Trading ~3 hours, Topstep 1-3 business days. Lucid Trading is faster.
Which has better reviews, Lucid Trading or Topstep?
Trustpilot: Lucid Trading 4.3 (6,067 reviews); Topstep 3.6 (14,882 reviews). Weighting each rating by its number of reviews, Lucid Trading rates higher.