Topstep payout rules, explained simply
When you can withdraw, how much and what you keep, for all 3 Topstep accounts: in plain English, with the real numbers, checked on Topstep's own website on Sep 26, 2026. When Topstep changes a rule, this page changes too.
TopStep Trading Combine payout rules
In 30 seconds (TopStep Trading Combine 100k)
- Earliest first payout: about 9 days after you buy, if you pass at the first try on the fewest days the rules allow.
- No buffer: profit can be withdrawn from the first dollar, once the other rules are met.
- Each payout is capped: 50% of account balance, up to $6,000.
- You keep 90% of what you withdraw.
- Between payouts you need roughly $750 of new profit (5 days × $150).
| Size | Earliest first payout | Buffer | Payout cap | Minimum payout | Days needed | Consistency | You keep |
|---|---|---|---|---|---|---|---|
| 50K | about 9 days | None | 50% of account balance, up to $4,000 | $125 | 5 winning days ($150 min) | None | 90% |
| 100K | about 9 days | None | 50% of account balance, up to $6,000 | $125 | 5 winning days ($150 min) | None | 90% |
| 150K | about 9 days | None | 50% of account balance, up to $10,000 | $125 | 5 winning days ($150 min) | None | 90% |
Each size has its own page with a worked example and what can cost you a payout: 50K, 100K, 150K.
Questions
How fast can I get my first payout from Topstep?
About 9 days after you buy on every Topstep account, if you pass at the first try on the fewest days the rules allow. Topstep's own review and processing time come on top.
What is Topstep's profit split?
90% on every account.
Does Topstep have a payout buffer?
No: on every Topstep account, profit can be withdrawn from the first dollar once the other payout rules are met.
Is there a consistency rule for Topstep payouts?
No: once funded, no Topstep account has a consistency rule for payouts.
What is the minimum payout at Topstep?
$125 per request.
Where these rules come from
Every rule on this page is taken from Topstep's own website and help center (last full check: Sep 26, 2026), and re-checked automatically every day for changes. "Earliest first payout" is the best case the rules allow (passing at the first try, trading every weekday); Topstep's review and processing time come on top.
- help.topstep.com/en/
- help.topstep.com/en/articles/8284197-trading-combine-parameters
- help.topstep.com/en/articles/11187768-topstepx-api-access
- help.topstep.com/en/articles/10296582-prohibited-conduct
- help.topstep.com/en/articles/10305426-prohibited-trading-strategies-at-topstep
- help.topstep.com/en/articles/13747047-understanding-hedging
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