TopStep Trading Combine 150k payout rules, explained simply

Prop firm payout rules are often confusing. Here are the TopStep Trading Combine 150k's, in plain English and with the real numbers, checked on Topstep's own website on Sep 26, 2026. When Topstep changes a rule, this page changes too.

In 30 seconds

Earliest first payout: about 9 days after you buy, if you pass at the first try on the fewest days the rules allow.
No buffer: profit can be withdrawn from the first dollar, once the other rules are met.
Each payout is capped: 50% of account balance, up to $10,000.
You keep 90% of what you withdraw.
Between payouts you need roughly $750 of new profit (5 days × $150).

Before your first payout

Pass the evaluation: reach the $9,000 profit target without hitting the $4,500 max loss.
Days needed: 5 winning days ($150 min).
Your request must be at least $125.

How much you take home

Only half of your profit can be withdrawn in each payout; the rest stays in the account.
Payout cap: 50% of account balance, up to $10,000.
Profit split: you keep 90% of what you withdraw.

Example: $20,000 of profit in the funded account

Withdrawable profit (no buffer)$20,000

Only 50% of the profit per payout$10,000

Your 90% profit split$9,000

You receive$9,000

Getting funded costs $657 at the first try; with about $1,500 of profit, the first payout pays it back.

Try your own numbers

After the first payout

Make about $750 of new profit before the next payout (5 days × $150).
Typical processing time: 1-3 business days.
Path to a live account: At Topstep's discretion.
Scaling: position limits grow as your profit grows.

What can cost you a payout

End-of-day trailing drawdown: the floor sits $4,500 below your highest end-of-day balance and moves up when you close a day at a new high (never down). Losses during the day only count at the close.
Daily loss limit: $3,000. Losing more than that in a single day breaks the rule.

Questions

When can I get my first payout with the Topstep TopStep Trading Combine 150K?

Earliest first payout: about 9 days after you buy, if you pass at the first try on the fewest days the rules allow.

How much can I withdraw from the Topstep TopStep Trading Combine 150K?

No buffer: profit can be withdrawn from the first dollar, once the other rules are met. Each payout is capped: 50% of account balance, up to $10,000.

What is the profit split on the Topstep TopStep Trading Combine 150K?

You keep 90% of what you withdraw.

How much profit do I need between payouts?

About $750 (5 days × $150).

When does the first payout cover what I paid?

With about $1,500 of profit in the funded account, the first payout pays back the $657 it costs to get funded at the first try.

Where these rules come from

Every rule on this page is taken from Topstep's own website and help center (last full check: Sep 26, 2026), and re-checked automatically every day for changes.

All rules, price and scores of the TopStep Trading Combine 150k All Topstep accounts